HD Insurance
Helping those who help others
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Watercraft Insurance

Watercraft Insurance

Protecting your boat

Idaho has more free flowing water than any other state in the lower 48. There are over 200 lakes and reservoirs as well, giving us plenty of access to these waters for our recreation. Whether your fish, wake-board, wake-surf, water-ski, relax or like to jet-ski we can find a policy that will allow you to enjoy these activities without worrying about whether or not you're covered should an accident occur.  

Many people assume that their boat is covered on their homeowners policy. This is true in some cases, like when it's parked at your house, but coverage is rarely extended to when you're on the water. As the population grows in our wonderful state, so does the amount of people enjoying the water. This has led to an increased risk of accidents and losses for boat owners. Insuring your boat may seem like a luxury that not everyone can afford but that's not the case anymore. 

The insurance companies we work with are ones we trust to keep you covered. We do not settle for less than adequate coverage simply to beat our competitors prices. Our goal is to make sure that you're covered if you end up needing to file a claim. We also want you to have the peace of mind that a relationship with an agent provides. Knowing you can count on one person, your agent, to help you through the buying and claim filing processes rather than speaking to a different representative every time you call, having to catch them up on your situation, is a valuable asset.

At HD Insurance we do not charge for quotes, we never charge our clients when a change needs to be made, a claim needs to be filed or for the annual renewal check-ins we do as your policy gets ready to renew. We would love to provide you the same level of service that has kept our clients coming back year after year. If you would like a quote, check to see if you're currently paying too much or are adequately covered we would be happy to help. We're proud of the work we do, let us show you why.