HD Insurance
Helping those who help others
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The HD Insurance blog is a great resource for insurance information and events in the Boise area! 

HD Insurance Blog

 

We Have Big News!

We frequently receive requests for personal lines quotes from our existing commercial clients and from members of our community. It has not been something we’ve offered in the past but we’re happy to announce that now we do! We’ve been working over the last few months to partner with various carriers to offer these services to you, our loyal and valued clients and the community that we are excited to be a part of.

Personal lines insurance is for individuals and families that want to protect what is most important to them. The homes they live in, the vehicles they use to get from point A to B and the recreational vehicles they use to enjoy their time together. We now offer a variety of services and policies that are tailored to you, your family and your budget. 

If you’re an existing commercial or nonprofit client you can now have all your insurance needs met under one roof. We are also excited to be able to offer all of your employees coverage if they’re looking to switch things up. As with our commercial services, there are no quoting costs or servicing fees so you can come to us and know you’re not going to be charged for any of the work we do.

If you’re not an existing client we are still here to serve you. We believe in offering our community and everyone in it sound insurance products and advice. Even if you’re not a fit for our carriers, we’ll help you find an agent who can help find the right insurance policy for you. Not only do we provide policies but we want to help you understand them as well. Assuming you’re covered is a risky thing to do so we want you to be sure of what’s covered and what’s not.

Many insurance companies now offer online services, including quoting and policy issuing. The benefits of going through an agency like ours are numerous. We’re able to determine which company you’ll fit in with based upon the information you give us. Different carriers offer different services, rates, included and additional coverage options, add-ons and perks. We know what makes carriers different and are, more often than not, able to determine where you’ll find the best rate without have to send in applications to multiple carriers like you would if you were shopping online.

We also act as an intermediary between you and the insurance company. You’ll have one point of contact instead of having to communicate with a different representative each time you need assistance or have a claim. The rates we receive from our carriers are usually the same, if not slightly lower, than what you would receive online so there is no extra charge for doing business with us. In fact, you are getting more value for your money when you work with us.

We tend to spend more time servicing our clients than we do acquiring new ones. This means you get more attention from us after the sale rather than being forgotten in a stack of paperwork or after being entered into an agency management system. We’re not just here to do business with you, we’re here to help you, to assist you when you need it most and to gain your trust.

If you would like more information about our personal lines services you can find it here. You can also contact us any time to request a free quote or consultation, where we take a look at your current policy or policies and let you know if you’re adequately covered.